Contents Executive Summary 3 Employee HR’s Top Benefits Priorities 4 Benefits Barometer: Managing Costs: Missed Opportunities 5 SMB Focusing on Healthier Employees for a Healthier Business 7 Perspectives Confidence in ACA Reporting Could be Misplaced 8 and Priorities in an Era of What Finance Thinks of HR 10 Disruption Technology’s Role in Managing Complex Benefits Needs 12 A HUB International study Strategic Alignment, Partnership is Key to Success 13 Research Report | Employee Benefits Barometer: SMB Perspectives and Priorities in an Era of Disruption 2