Entertainment & Sports Rate Guide — U.S. 2025 Entertainment Coverage & Sports Rate Insights Guide Media Errors & Flat to +10% Carriers are tightening capacity on Media E&O. Underwriters are Omissions stringent and judicious as to how capacity is deployed. The market remains hard with no relief in sight as increased utilization persists post pandemic. Many employers are seeking additional benefit offerings that improve access to mental health Health Insurance Rates Vary services, work/life balance, student loan debt and financial wellness support, and creative compensation strategies that benefit the employees without a huge impact to the employers’ bottom line. NOTE: Rate is typically defined as the amount of money necessary to cover losses and expenses while providing an insurance company with a profit for a unit of exposure. Exposure refers to a business’ or individual’s susceptibility to various daily risks. Carriers evaluate the level of risk an insured faces in calculating insurance premiums. 10