What to Expect in 2025 What to Expect in 2025 As employers embrace financial wellbeing, they are optimizing retirement plans, leveraging SECURE Act 2.0 (Secure 2.0) to ensure compliance and best practices, while smaller businesses will consider offering a startup plan. Meanwhile, afÒuent individuals will need to update estate planning in light of upcoming estate tax changes, and possibly reevaluate their investment strategies — such as considering alternative investments — as interest rates fall and markets stabilize. 75% 60% of employers say worker of employees aren’t financial stress hurts their confident they’ll be able to 1 2 business operations. retire by ages 65 to 67. 1. PNC, 2024 Financial Wellness in the Workplace Report: The Evolving Needs of the Multigenerational American Workforce, August 28, 2024. 2. SHRM, “Most Employees Don’t Think They’ll Retire by 65,” April 29,2024.