Navigating Your Next Steps Navigating Your Next Steps HUB construction insurance, risk management and employee benefits HUB construction insurance, risk management and employee benefits specialists will work with you to develop a tailored strategy that will protect specialists will work with you to develop a tailored strategy that will protect the bottom line, support your workforce and build resiliency for 2025. Here the bottom line, support your workforce and build resiliency for 2025. Here are some initial considerations: are some initial considerations: Making risk management a pillar of your organization’s culture Making risk management a pillar of your organization’s culture can help identify exposures and develop response plans in case Develop a can help identify exposures and develop response plans in case Develop a of any type of incident, whether that is a weather-related event, 1 comprehensive of any type of incident, whether that is a weather-related event, 1 comprehensive a threat of physical safety or a cyberattack. Make sure your risk plan. a threat of physical safety or a cyberattack. Make sure your risk plan. broker understands how to approach risk and can identify gaps broker understands how to approach risk and can identify gaps in insurance that could disrupt your daily operations. in insurance that could disrupt your daily operations. To compete for a shrinking pool of skilled labor, personalized benefits To compete for a shrinking pool of skilled labor, personalized benefits Create a based on HUB Workforce Persona Analysis and data analytics can Create a based on HUB Workforce Persona Analysis™ and data analytics can personalized help your company differentiate itself from the competition. Creating 2 personalized help your company differentiate itself from the competition. Creating 2 benefits a quality employee experience (QEX) will boost engagement, improve benefits a quality employee experience (QEX) will boost engagement, improve strategy. recruitment and retention and promote worker wellbeing strategy. recruitment and retention and promote worker wellbeing Remain Safety is already the focal point of your operation, but with Remain Safety is already the focal point of your operation, but with focused on an influx of new and less-experienced workers, injury risks 3 focused on an influx of new and less-experienced workers, injury risks 3 workplace increase. Work with a risk professional to review your safety workplace increase. Work with a risk professional to review your safety safety. program at least annually and address any issues. safety. program at least annually and address any issues. Stay in contact with your broker and let them know about Stay in contact with your broker and let them know about Be transparent changes to the business to eliminate surprises at renewal. Be transparent changes to the business to eliminate surprises at renewal. with your Review exposures and insurance needs at least 90 days prior 4 with your Review exposures and insurance needs at least 90 days prior 4 broker. to policy renewal to allow your broker to find the optimal broker. to policy renewal to allow your broker to find the optimal coverages for your organization. coverages for your organization. 7 7