Based on the HUB 2025 Outlook Executive Survey findings, here are the key actions that organizations need to take together with their insurance broker and benefits advisor to prepare for what comes next: • Align business goals with risk strategies. It starts with alignment across C-suite, risk and human resources leadership moving together to build a total view of risk vs. siloed response. Alignment is fundamental to eliminating blind spots. • Invest in advanced data analytics to not only understand risk but to also understand and address employees' needs. • Amplify the focus on employee wellbeing to enhance workforce vitality. • Recognize that compensation is a baseline requirement for retaining talent. Building a high-performing workplace requires multiple pillars that support employees’ physical, emotional and mental health. • Have a clear vision for the future but be agile on how to get there. Lastly, consider the key partners you need to achieve your growth, resiliency and workplace vitality goals. With the help of an expert insurance broker, risk consultant and benefits advisor, you can take your organization to the next level and win big in 2025 and beyond. HUB International 2025 North American Outlook Report | 27 HUB International 2025 North American Outlook Report | 27